Utilize the facts in order to make an argument that is reasoned.
Instead of “I’ll settle the total amount in the event that you up the ?250 offer to ?500” it is a more powerful approach to state “I think it’s also wise to be refunding loans 3 and 4. Loan 3 had been applied for just 5 times when I repaid loan 2 and had been a whole lot bigger than loans 1 and 2. Loan 4 ended up being a little smaller than loan 3 but had been applied for exactly the same time as loan 3 had been repaid. ”
If you may be saying the financial institution needs to have seen your other borrowing from your own personal credit record and therefore this is getting more serious, supply a copy of the Transunion Statutory Credit report together with your e-mail.