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3. Who can provide loans with bad credit?

3. Who can provide loans with bad credit?

Loan providers may have their very own cutoff credit ratings. The lender may be less likely to approve you for a loan if your scores fall below this cutoff. If your ratings are above that mark, the financial institution may be much more more likely to open your credit reports up to see your credit score. The lending company may factor in other then things, such as your debt-to-income ratio, to determine whether or not to provide you with financing as well as exactly just what rate of interest.